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Mortgage Solutions

Handover Mortgage Journey

As your home nears handover, we’re here to support you through the final steps. If you plan to finance your final payment through a bank mortgage, the steps below outline what you need to do, from gathering the required documents to completing your mortgage registration.

Step 1: Gather Your Property Documents

Your bank will require the following property documents to start your mortgage application. You can request them by emailing customersupport@meraas.ae

• Pre-Title Deed
• Handover Notice
• Statement of Account

Arrange Your Property Valuation

Your bank will require a property valuation as part of the mortgage process. To request a valuation appointment, you can send an email to customersupport@meraas.ae

Step 2: Get Your Mortgage NOC

Once your bank approves your mortgage, request for a Mortgage NOC by emailing customersupport@meraas.ae the following documents:

• Signed and stamped Mortgage Contract
• Copy of the Manager’s Cheque issued by the bank for the final handover payment

Your Mortgage NOC, valid for 5 days, will be sent to your registered email within 1 business day.

Register Your Mortgage

Once you receive the NOC, complete your mortgage registration through a Dubai Land Department (DLD) Trustee Office. A mortgaged Pre-Title Deed for your property will be issued in the owner(s) name.

Make Your Final Payment & Collect Your Keys

Bring the original Manager’s Cheque for the final handover payment to your handover appointment

Our Financing Partners

One Application. Multiple Mortgage Offers.

Compare mortgage solutions from a wide network of UAE lenders through a single application. Huspy's mortgage experts guide you through every step, helping you find the best home finance option.

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Enjoy a seamless financing journey with attractive mortgage options, digital pre-approval capabilities and dedicated support throughout the home buying process.

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Access flexible Islamic financing solutions for eligible completed properties, supported by dedicated experts and financing structures aligned with Sharia principles.

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Home Finance for Completed Properties

Benefit from competitive financing solutions, dedicated mortgage specialists and a streamlined approval process designed to help you secure your new home with confidence.

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Mortgage Solutions